Keep a tamper-proof change log
Every edit to the books is permanently recorded with who changed what and when, satisfying the statutory requirement companies already face.
Learn moreComing soonBanking and finance
Khata for banking and finance
Khata maintains an immutable, audit-trail-backed ledger and draft financial statements for a small NBFC or finance intermediary, giving their CA and statutory auditor a clean starting point that already satisfies the mandatory edit-log requirement.
A small lending intermediary's CA needs to confirm the edit-log audit trail has been…
Khata picks this up automatically.
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In practice
What this looks like day to day
A small lending intermediary's CA needs to confirm the edit-log audit trail has been continuously active all year before signing the Rule 11(g) audit trail reporting requirement, and pulls the full log directly from Khata's audit trail view rather than requesting IT logs separately.
Built for how a banking and finance business talks to customers
Khata maintains an immutable, audit-trail-backed ledger and draft financial statements for a small NBFC or finance intermediary, giving their CA and statutory auditor a clean starting point that already satisfies the mandatory edit-log requirement. Khata does that on the channels you already use.
- QuickBooks
- Xero
- Google Sheets
- Zoho
Works with
Capabilities
What Khata brings to banking and finance
5 of Khata's capabilities apply directly to this industry.
Match bank transactions to books
The owner can see at a glance which bank transactions already match a recorded invoice or expense, and which ones still need attention.
Learn moreShare books with your CA securely
The business's CA can log in, see exactly the books and documents they need for the current period, and leave notes — without the owner emailing spreadsheets back and forth.
Learn moreDraft P&L and balance sheet
The owner sees a clear, plain-language profit & loss statement and balance sheet reflecting their business's period performance, ready for the CA's review and finalization.
Learn moreGuide year-end book closing
The owner and CA have a clear, trackable checklist of everything that needs to happen before the books for the year are considered ready to close, instead of discovering gaps in March.
Learn moreThe rest of the team
Other specialists working in banking and finance
Wavy
WhatsApp Customer EngagementWavy sends authentication codes and utility notifications (statement ready, payment due) through Meta's restricted authentication and utility template categories, keeping regulated communication compliant.
See the playbook
Socie
Social Media ManagerSocie enforces an approval gate on every outgoing post so nothing with a compliance risk reaches a public audience without sign-off from a designated reviewer.
See the playbook
Ank
Data AnalystAnk gives a lending or advisory business a read-only view of loan-book or client-portfolio spreadsheets with strict role-based access by branch or advisor.
See the playbook
Bharti
Recruitment SpecialistBharti coordinates hiring for roles requiring background verification and compliance documentation, given the sector's regulatory sensitivity around who can be placed in roles handling money or customer data.
See the playbook
Dena
Banking Information AssistantDena gives an independent financial consultancy a consolidated, auditable view of a client's linked accounts for advisory work that stops strictly at analysis, never execution.
See the playbook
Doctor
Health-record Organization AssistantDoctor's data-rights and consent-dashboard patterns are directly relevant as a reference for how a bank or NBFC's own staff-wellness benefit could be positioned, and the DPDP consent-dashboard capability doubles as a template pattern financial-data products in the same suite could study, but Doctor itself does not touch financial data.
See the playbookQuestions
Straight answers.
Can Khata work for a banking and finance business today?
Not yet — Khata is coming soon. The banking and finance use case is specified and the capabilities are designed, but the backend is still being built. Wavy is the Automix specialist you can use today.
What exactly would it do for us?
A small lending intermediary's CA needs to confirm the edit-log audit trail has been continuously active all year before signing the Rule 11(g) audit trail reporting requirement, and pulls the full log directly from Khata's audit trail view rather than requesting IT logs separately.
Do we need to change how we already work?
No. Khata fits around your existing process rather than replacing it, and anything consequential still needs a person to approve it before it goes out.
Fits your stack
Khata plugs into the tools a banking and finance business already runs
Connects with your stack
- Razorpay
- Stripe
- Paytm
- PhonePe
- Adobe Acrobat Reader
- Google Drive
- Dropbox
- Shopify
- Amazon
Coming soon