Available now
In build
The whole team
Nineteen specialists, each with a defined job and an honest status label.
See all nineteenThe owner sets a monthly limit for categories like rent, staff, or supplies and can see at any time how actual spending compares to that limit.
Works with
What it does
The owner defines a budget amount per category for a period, and Laxmi tracks actual recorded expenses against it, showing a simple used-versus-remaining view. Nothing is auto-blocked — this is visibility, not a spending control.
Laxmi runs this directly on the platforms your customers already use — no separate app for them to install.
Industry use cases
12 industries where Laxmi applies this directly.
A garage owner checks the cash position before ordering a bulk batch of parts and sees two large customer invoices are still outstanding, so they hold off ordering until either invoice clears or the supplier bill's due date approaches.
See the automotive playbookA B2B distributor reviews the customer payment behavior report before a renewal conversation and notices one client's average days-to-pay has crept up over the last two quarters.
See the b2b sales playbookA cosmetics store owner checks the payables calendar before committing to a new supplier order and sees a large restock bill is due the same week as rent, so they schedule the order for after the next sales cycle.
See the beauty and cosmetics playbookAn online tutoring business sets up recurring monthly invoices for enrolled students and reviews the receivables tracker each week to see which fee payments are overdue before the next session.
See the education playbookA freelance designer reviews the receivables tracker at month-end, sees one client invoice is ten days overdue, and sends the drafted WhatsApp reminder after a quick review.
See the freelancers and consultants playbookA physiotherapy clinic owner checks the receivables aging report and notices a batch of insurance reimbursements is older than usual, prompting a reminder draft to the insurer's billing desk.
See the health and wellness playbookAn interior décor studio owner uses the cash flow forecast to check whether the expected final payment from a client will land before a fabricator's invoice is due.
See the home decor and furnishing playbookAn agency owner reviews the budget builder mid-month and sees the payroll category is on track while the software-subscription category is running ahead of the set limit.
See the marketing agencies playbookA real estate broker checks the cash flow forecast before committing to a new marketing spend, factoring in that a large commission receivable is only expected, not yet confirmed.
See the real estate playbookA multi-outlet restaurant owner opens the multi-branch cash rollup each morning to see combined cash position before approving a produce supplier's payment.
See the restaurants and food playbookA salon owner sets up recurring invoices for monthly membership clients and checks the payables tracker before restocking retail products for the coming week.
See the spas and salons playbookA travel agency owner runs a what-if scenario to see the cash impact if a large group booking's final payment is delayed by two weeks, before deciding whether to pay a hotel deposit early.
See the travel and tourism playbookMore from Laxmi
The owner opens one screen each morning and knows exactly how much cash is available, what's coming in, and what's going out — without logging into multiple bank apps.
Learn moreThe owner sees, at a glance, exactly which customers owe money, how much, and for how long, without digging through a spreadsheet or old WhatsApp threads.
Learn moreThe owner sees every vendor bill due, when it's due, and how much cash is committed to payments before those due dates arrive.
Learn moreThe owner gets a ready-to-send, professionally worded reminder for an overdue invoice instead of staring at a blank message or sending nothing at all.
Learn moreThe owner can see committed payments plotted against expected cash-in dates and decide, on their own judgment, which bills to pay now versus next week.
Learn moreThe owner can see a plausible cash trajectory for the next weeks or months based on known bills, invoices, and recurring patterns, so surprises are rare.
Learn moreQuestions
Not yet. Laxmi is marked coming soon — the capability is specified, but the backend is still being built. We change the status only when it passes its release gate, rather than publishing a date we might miss.
Nothing yet. When Laxmi opens you will be able to start from the same Automix account you already use for Wavy.
Every agent runs on one Automix identity and one review model. Work handed between specialists keeps its context, and anything consequential still needs a human to approve it before it leaves the workspace.
The budget is a target the owner sets for themselves; Laxmi reports variance against it and never suggests how the owner should reallocate spending or where to find savings — that would cross into financial advice.
The rest of your stack
No rip-and-replace — set a spending budget by category works alongside the systems already running your business.
Coming soon
